Terms of Service

Last updated: March 2026

Welcome to InsureWiseHubs.com. These Terms of Service govern your use of our website. InsureWiseHubs.com is a free insurance comparison website. We are not a licensed insurance provider. By submitting your information, you agree to be contacted by licensed insurance partners in your country (USA, UK, Canada).

Acceptance of Terms

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, you may not use the Service.

Intellectual Property

The content, design, logos, text, graphics, and software on this website are owned by InsureWiseHubs or its licensors and are protected by copyright, trademark, and other intellectual property laws.

User Conduct

You agree not to:

Use the Service for any unlawful purpose
Post or transmit any harmful, threatening, abusive, defamatory, or obscene material
Attempt to gain unauthorized access to any portion of the Service
Interfere with or disrupt the Service

Third-Party Links & Ads

The Service may contain links to third-party websites or display advertisements (including Google AdSense). We are not responsible for the content, privacy practices, or availability of these external sites or ads.

Changes to the Service

We may modify, suspend, or discontinue any part of the Service at any time without notice or liability.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential or punitive damages resulting from your use of or inability to use the Service.

Governing Law

These Terms shall be governed by the laws of [your country/state – example: the Commonwealth of Pennsylvania, USA], without regard to conflict of law provisions.

Changes to Terms

We may revise these Terms at any time. The updated version will be posted on this page with a revised “Last updated” date.

Contact Us

If you have any questions about these Terms, contact us at terms@insurewisehubs.com